Financial Assistance
Small Business Micro Loan
The City of Stockton's Small Business Micro Loan Program assists local businesses with financing needs by providing:
- Loans up to $30,000 to entities located within Stockton city limits.
- Interest rates starting at current Prime Rate plus 2%, with maximum loan term of five years.
- Funds for operating capital, including permit and license fees, furniture, fixtures and equipment, rehabilitation, and manufacturing equipment.
- Non-refundable application fee of $50.
Businesses receiving loan proceeds must create or retain at least one full-time equivalent job.
Small Business Micro Loan Brochure
Small Business Micro Loan Brochure (Spanish)
Small Business Micro Loan Program Guidelines
Commercial Façade Improvement Forgivable Loan Program
On July 10, 2007, the Stockton City Council approved revisions to the City's Commercial Loan Program to better serve the needs of the Stockton business community. These revisions expand the program boundary beyond the downtown core and increase funding available to commercial property owners.
The City offers a Façade Improvement Forgivable Loan to enhance the exterior of commercial, nonresidential properties (including nonprofit groups) located within Downtown, South Stockton, North Stockton, and Midtown. Application fee of $525.
Commercial Façade Improvement Forgivable Loan Brochure
Façade Improvement Forgivable Loan Application
Design Review: Brochure, Guidelines, and Application
Downtown Financial Incentive Program
This City program reduces or eliminates building permit and associated public facilities fees for many downtown projects. If the project rehabs an existing downtown building vacant for six months or longer, most permit fees will be waived. (Demolitions, new construction, or expansions do not qualify.)
Fill out the application below or obtain one from the City's Economic Development Department or Downtown Stockton Alliance prior to applying for a permit.
The program boundary includes the Downtown Stockton Business Improvement District.
Downtown Financial Incentive Program Guidelines
Downtown Financial Incentive Program Application
Emergency Grant Program
City will grant up to $7,500 to commercial property owners to fix code violations that endanger the health or safety of employees or the general public.
Responsible party (property owner or business owner) must demonstrate alternate sources of funds (such as savings or loans) are not available to fix the problem.
Fee Deferral Programs
Non-Residential Fee Deferral Program
To stimulate economic development within the City of Stockton, City Council adopted a fee deferral program for commercial and industrial buildings.
Rather than paying development fees at the time a building permit is issued, the developer of a qualified non-residential project may elect to defer a portion of those fees.
Non-residential Fee Deferral Program
Non-residential Fee Deferral Application
Short-term Non-residential Public Facilities Fee and Mitigation Fee Deferral Program
Approved by City Council on January 24, 2017, this program provides short-term relief from upfront development costs, specifically impact fees, until construction has been completed and building is ready to occupy. Rather than paying development impact fees when a building permit is issued, a developer with a qualified non-residential project may elect to defer payment of such fees, with the exception of certain “pass-through” fees.
New non-residential construction projects may defer eligible fees until first certificate of occupancy, whether temporary or final, or two years from the first building permit issuance, whichever is less.
A request for short-term deferral of eligible fees for new non-residential construction projects must be submitted in writing to the Economic Development Department for review prior to issuance of a building permit.
If the project is deemed eligible, a fee deferral agreement must be executed between the applicant and City prior to the issuance of the building permit. This program becomes effective March 25, 2017, and remains in effect for a period of five (5) years, unless extended by the Stockton City Council.
Short-term Fee Deferral Program Brochure
Short-term Fee Deferral Program Guidelines
Short-term Fee Deferral Program Application
For more information on any program or an application by mail, contact the Economic Development Department.
External Links
There are currently no external links.
This City of Stockton web page last reviewed on --- 12/20/2017